Savings

Let City Bank & Trust Co. help you with your short and long term savings goals. The personal savings account is great for all ages. We also offer Certificates of Deposit with a fixed rate and Individual Retirement Accounts with fixed and variable rates.

Super Saver

Great for all ages our Super Saver account is a convenient way to put money away for life necessities! Consider automatic deposit to reach your savings goals.

$100 average daily balance – no maintenance fee
Below $100 average daily balance - $2 per month maintenance fee
Under age 19 – no maintenance fee
Three free withdrawals per month
Additional withdrawals are $.50 each
Minimum balance to open account - $25

What will it take to reach your savings goal? This financial calculator helps you find out.

Calculate Savings Goal

Certificates of Deposit

Certificates of Deposit are a great way to keep your money secure with a fixed rate and term. Check out our rates today!

Maturities ranging from three months to 48 months
$500 minimum balance
Minimum balance to open account - $500
Fixed rates and terms apply

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Certificate of Deposit Calculator

Individual Retirement Accounts

Individual Retirement Accounts available with Fixed and Variable Rate terms. We offer both Traditional and Roth plans to fit your needs.

Fixed-rate term

$500 minimum balance
IRA transfer out fee - $50
Minimum balance to open account - $500

Variable-rate term

$300 minimum balance - no maintenance fee
Below $300 balance - $3 per month maintenance fee
Under age 19 - no maintenance fee.
IRA transfer out fee - $50
Minimum balance to open account - $100

Get Started

Let City Bank & Trust Co. help you with your Savings and IRA needs. Contact a personal banker today to help you with your financial success.