Deposit Rates

City Bank and Trust Co. offers competitive deposit rates on Checking, Savings, Certificates of Deposit and Individual Retirement Accounts.

Last Revised December 26, 2023

 

Certificates of Deposit**

Product

Minimum

Interest Rate

A.P.Y.*

3 Month

$500.00

0.25%

0.25%

5 Month Special

$5000.00

4.95%

5.05%

6 Month

$500.00

0.30%

0.30%

9 Month Special

$5000.00

4.14%

4.20%

12 Month

$500.00

0.55%

0.55%

12 Month

$25,000.00

0.70%

0.70%

15 Month Special

$500.00

1.84%

1.85%

15 Month Special

$50,000.00

2.82%

2.85%

18 Month

$500.00

0.75%

0.75%

24 Month

$500.00

0.80%

0.80%

24 Month

$25,000.00

0.85%

0.85%

30 Month

$500.00

0.90%

0.90%

36 Month

$500.00

0.90%

0.90%

36 Month

$25,000.00

0.95%

0.95%

48 Month

$500.00

0.95%

0.95%

48 Month

$25,000.00

1.00%

1.00%

Variable Rate Accounts***

ProductMinimumInterest RateA.P.Y.*Balance
Super Now Accounts $25.00 0.10% 0.10% $0 - 2,499.99
    0.15% 0.15% $2,500.00 - 9,999.99
    0.20% 0.20% $10,000.00 & Over
Money Market $25.00 0.10% 0.10% $0 - 9,999.99
    0.10% 0.10% $10,000.00 - 24,999.99
    0.10% 0.10% $25,000.00 - 49,999.99
    0.10% 0.10% $50,000.00 - 99,999.99
    0.20% 0.20% $100,000.00 & Over
 Premier Money Market $20,000.00  0.15% 0.15%  $0 - 19,999.99 
    0.20% 0.20%  $20,000.00 - 99,999.99 
     0.25% 0.25%  $100,000.00 & Over 
 Super Saver  $25.00  0.05% 0.05%  $0 - 2,499.99 
     0.05%  0.05%  $2,500.00 - 9,999.99 
     0.10% 0.10%  $10,000.00 & Over 
 IRA - Variable Rate $100.00   0.60%   0.60%  
 IRA - Fixed Rate $500.00  Current CD Rates and APY’s in Effect for Same Term    

*APY is Annual Percentage Yield

** With Fixed-Rate term accounts, rates are guaranteed for length of term. A penalty will be imposed for early withdrawal.

***Rates may change after the account is opened. Fees may reduce earnings.

Get Started

Contact one of our convenient locations to open your account today!

 

 

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