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Personal Banking - Checking


Overview | Checking | Savings | Loans | Other Banking Services | Rates

Checkbook and Pen imageCity Bank & Trust Co. offers a variety of personal checking, savings, and loan services.

Whether you prefer our versatile Free Checking, a SuperNow account, or one of our many interest-earning checking accounts, we have a variety of checking options to fit many different needs and lifestyles.

Free Checking
Basic Personal Checking
SuperNow Checking
Senior Advantage Checking
55+ Club
Money Market Account
Premier Money Market Account
Health Savings Account

Free Checking

  • No maintenance fee
  • No minimum balance
  • Unlimited check writing
  • Imaged checks are not included with statement
  • Minimum Balance to open account - $25.00

Basic Personal Checking

  • $200 minimum balance no maintenance fee
  • Below $200 balance - $8 per month maintenance fee
  • Unlimited check writing
  • Imaged checks are included with statement

SuperNow Checking

  • Interest bearing account
  • $500 minimum balance no maintenance fee
  • Below $500 balance - $8 per month maintenance fee
  • Unlimited check writing
  • Imaged checks are included with statement

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Senior Advantage Checking

  • Interest bearing account
  • $500 minimum balance - no maintenance fee
  • Below $500 balance - $6 per month maintenance fee
  • Unlimited check writing
  • Free check printing on wallet specialty blue checks
  • Imaged checks are included with statement
  • Other free benefits and services
  • For customers 55 years and older

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55+ Club

  • Interest bearing account
  • No minimum balance
  • Service charge: $5.00 per month single / $6.00 per month family
  • Unlimited check writing
  • Free check printing on wallet specialty blue checks
  • Imaged checks are included with statement
  • Other free benefits and services
  • $10,000 accidental death insurance

Money Market Account / Premier Money Market Account

  • Interest bearing account
  • $1,000 minimum balance - no maintenance fee
  • Below $1,000 balance - $10 per month maintenance fee
  • Six free debits per cycle
  • Debits over six - $3 each
  • Imaged checks are included with statement
  • Regulatory limits apply

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Health Savings Account

  • Interest bearing account
  • $500 minimum balance - no maintenance fee
  • Below $500 balance - $5 per month maintenance fee
  • Debit Card/Check Writing convenience
  • Imaged checks are included with statement

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